Summit County Real Estate Colorado MLS Property Homes Sale

About Summit County Colorado

admin — Thu, 14 Aug 2008 22:37:16 +0000

I have lived in Summit County Colorado most of my life, and recently live in Maine. I miss Breckenridge tremendously, there is no place like it! The cobblestone streets of Summit County real estate with their funky bars and local cafes and restaurants are amazing! The Breckenridge city is big enough to entertain any time of day or night. The small shopping boutiques of Colorado offer the same amenities of Denver, and even New York City. I worked at a hotel in Summit County and I was always amazed when people would come from living in Manhattan and they would tell me that they would do there shopping while visiting the shops in the Old Breck. It is a great city for artist, because the Breckenridge city forces you to be creative. If the city bores you there are countless hiking trips all over the state that offer gorgeous views and fun for numerous visits. Outside of Breckenridge you have hundreds of islands to explore in Summit county and along the entire Rocky Mountain National Park. I could go one forever, but Colorado truly is amazing and I am glad that USA today has recognized the small humble state. After seeing a more fast paced life in Colorado, it makes me appreciate the slower life that Maine has to offer. The history of Breckenridge is what makes “mainers” proud, humble, and outgoing people. Though Breckenridge may be one of the more unheard of states known for there slow lifestyle following in style and trends if you listen to the whispering around Maine you will always hear something or someone planning a great idea.

I could go on forever, but if you haven’t visited Maine grab a few tour books (because one book surely cannot cover what Breckenridge real estate has to offer, I lived there for twenty years and there is still a lot I have not done) because like the state motto says, “It’s not just worth a visit, but is worth a lifetime.

I never understood the reason why there is was a stigma when adult children stay at home

admin — Fri, 06 Feb 2009 05:35:24 +0000

I never understood the reason why there is/was a stigma when adult children stay at home (or as I like to refer to it as - the family estate :). If you research the wealthy and royalty throughout history… they all lived together and contributed to the family as whole and then passed on their riches (and sometimes failures), land, property, businesses, etc to the next generation. Some children were more talented with money, others with caretaking, others with artistic or scientific endeavors, and than other times for security (especially in the case of women and elderly). Its not always a perfect situation, but, when you think about it - it is a better situation then the fragmented families we have now.

Principal mortgage payments

admin — Mon, 26 Jan 2009 18:51:36 +0000

That logic only applies if you only pay the required amount. However, the possibility is there to shove that banker’s smile where the sun don’t shine. Just keep paying at the same rate as before — making extra principal payments — and you will drastically cut the amount of interest paid over the life of the loan. For example, say you had a mortgage with P&I payment of $1,000.00 per month and were able to refinance to a mortgage with a P&I payment of $900.00 due per month. If you just made that $900.00 payment, then yes, you are making the banker smile. But if you keep paying at $1,000.00 per month, then you are paying down your loan earlier, at a lower rate. If you can do that, then you’re coming out ahead. A 720 credit score is pretty high. You have to have your financial act together. But that’s the way it should be.
Here’s my proposal: If you haven’t missed a house payment in 10 years, the government should pay off your house as a reward for being a good credit minded citizen. What’s another few hundred billion?
Very much not true. I went twenty five years always paying off the credit cards. But in addition to the high emerging interest rates and fees, the credit card company started doing everything possible to trigger the rates and fees.

They began to move the due date. They shortened the period from the issuance of the bill to the due date. They delayed processing of received checks.

So when a check I wrote and mailed two days after receiving the invoice “didn’t make it in time”, the card had extensive travel costs on it for just that month alone of over $10,000. My penalty for being less than a day late (they credited the day it was due, but claimed it arrived after noon)? More than $350 in interest and fees. When the bill came in late, they not only hit me with fees, they socked me with two months of interest at their higgest rate of 24%. So much for good will to long established customers.

Of course I moved the account. The current card holder gives me 25 days to pay (instead of eight), has a fixed late fee of $25, has a fixed interest rate of real estate Colorado 8%, and readily forgives minor infractions from good customers. Under them the same penalty would have been $25 plus $68 in interest. But because they issue electronic balance advisory, give 25 days to pay, and don’t try to force default - it wouldn’t have happened at all.

My home is worth more than I owe

admin — Sun, 18 Jan 2009 05:25:41 +0000

My home is worth more than I owe, yet I am stuck with trashed credit due to living in a domestic violence situation that I just put an end to in October. I sent him to prison for what he did, and that, the so-called foreclosure mitigation counselor tells me, is what is costing me my home. I dont have the income to cover all the bills and make the current mortgage payment, and AIG/American General, wont work with me while I try to fix that. I have an auction date of February 27th, and unless I can sell before then, my children and I will be home and broke. I get no child support, and finding a job in the current market has proven difficult, even though I have resumes all over the state. The shelters have 6 month waiting lists, public housing has a 18 month - 2 year waiting list, and even affordable apartments up here have 6 month waiting lists, and I have sold pretty much everything except my soul to try and raise enough to be able to keep this place that I have paid on for over 10 years, but there is no hope. I just wish I had a big life insurance policy.
And for those of you who think I have new vehicles or all the toys, my truck is a 92 with 200k and a broken heater, and the tv is about as old. My one thing that I have that is extra is my laptop that I use to keep working on my Masters…for all the good its going to do. I feel bad for my kids, they have lost a father,(such as he was), all of their pets except for our mastiff, all of the animals they raised from babies, and most of their sense of security and hope that the world was a good place, and even their big brother, who is living with grandparents because he needed stability. It just stinks to have no hope, and no, I dont think things are going to change, its just going to be a new set of robber barons at the helm.